Finfort

Finfort Infotech LLP is a financial software company that has developed an end-to-end data analytics platform for the lending sector. Founded in 2016 by Khushal Kadakia and Anoop Hegde, the Mumbai-based firm was acquired by Yubi in May 2023 to enhance its digital credit analytics capabilities.

The company's core product is a suite of AI-powered credit decisioning tools designed for automated underwriting, fraud detection, and credit lifecycle management. Its platform provides banks and Non-Banking Financial Companies (NBFCs) with solutions for data aggregation and underwriting. This enables financial institutions to validate loan applicant data, including identity, financials, employment, and bank accounts, for both individuals and corporate entities. The technology features real-time data ingestion, rule-based decision engines, consent-based data access, and credit bureau integration to streamline lending operations. The platform is designed to be highly configurable and can be deployed on a shared cloud, private cloud, or on-premise to meet client security and compliance standards.

Finfort's business model is centered on providing its technology and data analytics services to lenders, helping them digitize their lending processes, reduce turnaround times, and ensure consistent risk evaluation. By facilitating the growth of their clients' borrower bases, Finfort supports the launch of new lending products with enhanced decision-making precision and agility for complex, high-volume transactions. In the fiscal year ending March 31, 2023, the company generated revenue of ₹4.71 Crore.

Keywords: credit analytics, automated underwriting, data aggregation, lending technology, financial software, fraud detection, credit risk management, loan applicant validation, digital lending, NBFC solutions, AI in finance, credit decisioning, risk evaluation, on-premise deployment, cloud lending platform, API integration, SME lending, retail lending, FinTech India, Yubi acquisition