Finance Active

Finance Active, established in 2000 by Jacques Descourtieux and Patrice Chatard, offers web-based solutions for managing debt, guarantees, and financial risks associated with foreign exchange, interest rates, and commodities. The company's origins are rooted in the founders' extensive experience in financial markets, with Descourtieux having a background as the former head of the Caisse des Dépôts et Consignations dealing room and Chatard as a former trader. They identified a need for better tools to help organizations navigate the complexities of financial risk. In a significant milestone, the company was acquired by the operating software provider ALTUS in September 2021.

The firm primarily serves public local authorities, housing organizations, and corporations across Europe. Its business model is based on providing Software-as-a-Service (SaaS) platforms, which generate revenue through subscriptions. These platforms offer a consolidated view of financial positions, allowing clients to monitor their exposure and make informed decisions. By digitizing and simplifying debt and financial risk management, Finance Active enables its users to optimize financial performance and improve operational efficiency. The platforms provide functionalities such as real-time market data integration, scenario simulation, and reporting tools to support strategic financial planning. This approach empowers organizations to proactively manage their financial instruments and mitigate potential losses from market volatility.

Keywords: debt management, financial risk, SaaS, fintech, public sector finance, corporate finance, treasury management, foreign exchange risk, interest rate hedging, commodity risk