EvoEstate

EvoEstate operates as a European real estate crowdfunding aggregator, providing a centralized platform for investors to access property investment opportunities from various European origination platforms. Founded in Tallinn, Estonia, in 2018 by Gustas Germanavičius and Audrius Višniauskas, the company was officially established in February 2019. The founders, with over six years of personal experience in peer-to-peer real estate investing, identified a market need for a simplified diversification tool. Germanavičius had prior entrepreneurial success, having founded and sold a venture-backed AI startup, while Višniauskas had a background in internet businesses and as a full-time investor.

The business model centers on consolidating real estate deals—including buy-to-let, fixed-interest loans, and equity projects—from multiple partner platforms onto a single interface. This structure serves both sophisticated and novice investors aiming to diversify their portfolios across different European markets without registering on numerous individual sites. EvoEstate's revenue is generated by charging a commission to the loan originators, not the investors. In early 2022, EvoEstate merged with InRento, a licensed buy-to-let crowdfunding platform, with the combined entity continuing under the InRento name. The merger aimed to offer larger projects and accelerate growth, creating Europe's largest licensed buy-to-let crowdfunding platform.

The platform offers several key features to its users. It provides access to deals from over 18 crowdfunding platforms across more than 15 countries. A significant benefit is the provision of a secondary market, which adds a layer of liquidity for investments, even for projects from platforms that do not offer this feature themselves. Investors can utilize an auto-invest tool to automate their investment strategy based on set parameters. The minimum investment amount is set as low as €50, making it accessible for a broader range of investors and facilitating easier diversification. EvoEstate also provides its own risk scoring and an additional layer of due diligence for the projects listed, with the founders personally investing in certain projects, a feature they term "skin-in-the-game," to build trust.

Keywords: real estate crowdfunding, investment aggregator, P2P real estate, property investment, fintech, diversification tool, secondary market, auto-invest, European property, buy-to-let, fixed-interest real estate loans, equity real estate, cross-border investing, proptech, investment platform, Gustas Germanavičius, Audrius Višniauskas, InRento, Startup Wise Guys, real estate portfolio, peer-to-peer lending