EPension

EPension GmbH & Co. KG operates as a digital platform focused on the administration and management of company pension schemes (bAV) and corporate health insurance (bKV) in Germany. The company's origins trace back to its sister company, E&P Pensionsmanagement, a pension management consultancy founded in 1993 by Edgar Eschbach. The rapid growth in the occupational pension sector prompted the need for a scalable technological solution, leading to the establishment of ePension.

The firm provides a centralized digital marketplace that connects employers, employees, insurance brokers, and insurers, aiming to streamline and automate the management of pension products. Its platform offers features such as digital contract management, an integrated advisory portal for consultants, and a dedicated employer portal for self-service actions like reporting changes. This digital infrastructure is designed to reduce administrative burdens, eliminate paperwork, and enhance efficiency for all parties involved in the occupational pension ecosystem. Clients include major insurers like Alte Leipziger and Debeka, as well as large employers such as EDEKA, which utilizes a licensed version of the service portal for its insurance brokerage arm.

In March 2020, Hypoport SE acquired a 49 percent stake in ePension, with an option to purchase the remaining shares at a later date, signaling a strategic move to integrate ePension's specialized platform into its broader network of FinTech and InsurTech companies. By 2023, ePension became a full part of the publicly listed Hypoport SE. Prior to the majority acquisition, in 2019, the ePension group generated approximately 10.5 million euros in revenue with a team of nearly 50 employees. The company's business purpose is explicitly the provision of these online portals and related administrative services, excluding direct brokerage activities.

Keywords: occupational pension, company pension scheme, bAV, bKV, digital pension administration, InsurTech, employer portal, broker portal, pension management, employee benefits, corporate health insurance, Hypoport SE, Edgar Eschbach, digital insurance solutions, pension platform, German pension market, employee retirement plans, benefits administration, payroll integration, insurance data management