Stello
100% digital insurance for entrepreneurs, self-employed, freelancers and startups.
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | investor | €0.0 | round |
| N/A | €0.0 | round | |
* | N/A | Acquisition | |
| Total Funding | 000k | ||
| EUR | 2015 | 2017 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Revenues | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % growth | - | - | - | 82 % | 100 % | 10 % |
| EBITDA | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % EBITDA margin | 5 % | - | - | - | - | - |
| Profit | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % profit margin | 2 % | - | - | - | - | - |
| EV | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
Source: Company filings or news article, Dealroom estimates
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Stello operates as a digital insurance broker, focusing on providing tailored and flexible insurance products for entrepreneurs, freelancers, and small to medium-sized enterprises in France. The company, legally known as EasyBee S.A.S., was founded in 2018 by François-Xavier Combe, an entrepreneur who aimed to simplify the insurance process for business owners. Stello's journey began as Easyblue, rebranding in 2022 after securing €5 million in funding to better reflect its mission of supporting professionals.
The firm's business model is centered on a 100% digital platform that allows clients to get a customized quote in approximately three minutes and subscribe online. Stello acts as an intermediary, or broker, partnering with large insurance carriers like Axa to offer a wide range of products while managing the direct client relationship and claims process. This digital-first approach is complemented by human support, with a team available via chat, email, and phone to assist clients. The company serves a diverse clientele, from IT consultants and pet sitters to construction artisans and restaurant owners.
Stello’s product portfolio is comprehensive, covering professional and personal needs for business owners. Offerings include Professional Liability (RC Pro), Legal Protection, commercial property insurance, and specialized coverage like a ten-year warranty for construction professionals (Garantie Décennale). The platform also provides policies for IT equipment, cybersecurity, director's health insurance (Mutuelle dirigeant), and life insurance (Prévoyance). This allows for a 360-degree approach to risk management for its clients. The company has steadily grown, reaching 20,000 insured entrepreneurs by 2024 and partnering with other platforms like Qonto to integrate its services.
Keywords: insurtech, professional insurance, freelance insurance, small business insurance, digital insurance broker, online insurance, RC Pro, legal protection insurance, commercial insurance, SME insurance, François-Xavier Combe, Easyblue, France, startup insurance, entrepreneur insurance, business liability, bespoke insurance, digital brokerage, cyber insurance, commercial property insurance