Datacultr
Global Operating system for debt collections, it drives collection efficiencies and reduces delinquencies and NPLs.
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | investor investor investor | €0.0 | round |
| N/A | €0.0 | round | |
| investor investor | €0.0 Valuation: €0.0 | round | |
| investor | €0.0 | round | |
* | $1.0m | Seed | |
| Total Funding | 000k | ||
| USD | 2022 | 2023 |
|---|---|---|
| Revenues | 0000 | 0000 |
| % growth | - | 10 % |
| EBITDA | 0000 | 0000 |
| Profit | 0000 | 0000 |
| EV | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 |
Source: Dealroom estimates
Related Content
Datacultr is a fintech startup that specializes in risk management and digital debt collection. The company operates in the financial services market, specifically targeting banks, non-banking financial companies (NBFCs), fintech firms, and microfinance institutions (MFIs). Datacultr's primary focus is on improving loan lifecycle management, particularly for customers who are new to credit or have low or no credit scores.
The company's innovative digital platform automates the entire loan lifecycle, from approval to collection. This automation helps increase loan approvals for unsecured loans such as Buy Now Pay Later (BNPL), microloans, and nano loans. By leveraging advanced engagement tools, Datacultr enhances communication with borrowers, leading to higher on-time payments, improved collection efficiencies, and reduced non-performing loans (NPLs).
Datacultr's business model is centered around providing a subscription-based software-as-a-service (SaaS) platform. Clients pay for access to the platform, which offers tools for risk management and debt collection. The company makes money through these subscription fees, as well as potential add-on services and features that clients may opt for.
The platform is designed to be compliant with global data protection standards, including GDPR, ISO 27001:2013, and SOC2 Type 2 certifications. This ensures that no personally identifiable information is captured, maintaining high levels of data security and privacy.
Datacultr has a global footprint, having secured over 10 million loans worth approximately $2.5 billion across 15 countries. The company's tools have demonstrated a fourfold increase in collection efficiency, making it a valuable partner for financial institutions looking to improve their loan recovery rates and reduce defaults.
In summary, Datacultr is a leading digital debt collection and risk management platform that helps financial institutions improve loan approvals and collections, particularly for customers with low or no credit scores.
Keywords: fintech, risk management, debt collection, loan lifecycle, unsecured loans, SaaS, GDPR compliant, global footprint, financial institutions, credit scores.