CredoLab
Revolutionary smartphone-based credit scoring solutions for consumer lenders.
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | investor investor investor investor | €0.0 | round |
| investor investor | €0.0 | round | |
| investor | €0.0 | round | |
| investor | €0.0 | round | |
| investor | €0.0 | round | |
| N/A | €0.0 | round | |
* | $7.0m | Series A | |
| Total Funding | 000k | ||
| USD | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Revenues | 0000 | 0000 | 0000 | 0000 | 0000 |
| % growth | - | - | 21 % | 43 % | - |
| EBITDA | 0000 | 0000 | 0000 | 0000 | 0000 |
| Profit | 0000 | 0000 | 0000 | 0000 | 0000 |
| EV | 0000 | 0000 | 0000 | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 | 0000 | 0000 | 0000 |
Source: Dealroom estimates
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CredoLab is a fintech company specializing in AI-driven credit scoring solutions. By analyzing behavioral data from mobile and web usage, CredoLab provides real-time, accurate credit assessments. The company serves financial institutions, including banks and lenders, primarily in the LATAM region. CredoLab's business model revolves around offering its proprietary scoring products, such as CredoSDK, Credoapp, Credoapply, and Credoweb, to clients on a subscription basis. This allows lenders to make informed credit decisions based on modern behavioral data rather than traditional credit scores. CredoLab generates revenue through subscription fees and partnerships with financial institutions. The company operates in the fintech market, focusing on credit risk assessment and lending solutions.
Keywords: AI-driven, credit scoring, behavioral data, mobile usage, web usage, real-time assessments, financial institutions, LATAM, fintech, lending solutions.