UPTIQ

UPTIQ, formerly known as Cion Digital, is a financial technology company headquartered in McKinney, Texas, that has developed an enterprise AI platform specifically for the regulated financial services industry. Founded in 2022 by CEO Snehal Fulzele, a seasoned fintech entrepreneur who previously founded and sold Cloud Lending Solutions, UPTIQ aims to modernize workflows in banking, wealth management, and lending. The company was initially established as Cion Digital in 2021, focusing on providing a blockchain orchestration platform to help businesses integrate digital assets and crypto payments. In February 2023, the company rebranded to UPTIQ to better reflect its evolved focus on providing AI-driven lending and financial intelligence solutions to wealth advisors and financial institutions.

The core of UPTIQ's offering is its AI Workbench, a vertically integrated platform designed to assist financial professionals. This platform provides a suite of pre-packaged AI agents that support loan officers, financial advisors, underwriters, and back-office staff by automating complex tasks and enhancing client engagement. Its features include intelligent loan application intake, automated credit memo generation, and real-time loan monitoring. A key differentiator is the platform's ability to produce reliable, traceable, and accurate outputs, avoiding the "hallucinations" often associated with general large language models (LLMs). To achieve this, the system uses a proprietary Financial Data Gateway that connects to over 100 enterprise data sources, including accounting, CRM, and payroll systems. This integration was significantly enhanced by the acquisition of data integration startup UpSwot in December 2024.

UPTIQ serves a client base of over 350 financial institutions, including wealth management firms, banks, fintechs, and credit unions. Its business model revolves around providing this AI platform to help clients protect assets under management (AUM), generate additional income, and improve operational efficiency. The platform integrates with leading BankTech and WealthTech systems like Q2, Alkami, and Orion, allowing for seamless deployment within existing workflows. The company generates revenue by enabling financial advisors to connect their clients with a network of lenders for various financing needs, from home purchases to working capital. UPTIQ has demonstrated significant traction, having processed over $1 billion in loans. The company has secured $33 million in total funding over two rounds, including a $12 million seed round in January 2022 and a subsequent $21 million Series A. Its investors include notable firms like Greycroft, Ulu Ventures, Green Visor Capital, and 645 Ventures.

Keywords: financial intelligence platform, AI for financial services, wealth management technology, advisor lending solutions, enterprise AI, no-code AI agents, AI workbench, securities-based lending, loan origination automation, credit underwriting AI, digital lending, embedded finance, fintech platform, financial data integration, AUM growth, compliance technology, AI for banks, Snehal Fulzele, UpSwot acquisition, Cion Digital