China Securities Credit Investment

China Securities Credit Investment Co., Ltd. (CSCI), established on May 27, 2015, is a national comprehensive credit service institution in China. It was jointly founded by 35 entities, including prominent securities firms, insurance companies, internet enterprises, and government investment platforms like East吳 Securities, Guotai Junan Securities, and Ping An Insurance (Group) Company of China. The company was founded by individuals including Niu Guanxing, who served as the initial chairman and has an extensive background in China's banking and securities sectors. Yao Yu is also listed as a founder.

Headquartered in Shenzhen, CSCI operates as a technology-driven infrastructure provider for the entire lifecycle of credit assets, encompassing asset generation, trading, and management. The company's business model is centered on providing a full suite of services along the credit value chain. This includes credit risk management, credit enhancement, credit ratings, and credit asset trading and management services. Its core objective is to reduce the costs and risks associated with credit for its clients while improving the efficiency of credit asset circulation. The company's business scope covers credit enhancement for various entities and debt products, credit rating, investment in equities, bonds, and financial derivatives, creation and trading of credit enhancement products, and management of credit-related funds and trusts.

CSCI serves a diverse client base that includes industrial and commercial enterprises, financial institutions, government departments, and internet platforms. The company has a AAA credit rating. Through its subsidiaries, such as China Securities Credit Technology and Pengyuan Credit Rating, CSCI offers specialized services. For instance, its "Credit Cloud Platform Service System" has been adopted by over 40 financial institutions in China. The company also develops solutions to help foreign funds access Chinese bond markets. It has a significant focus on technology, with tech and credit rating personnel constituting over 60% of its workforce.

Keywords: comprehensive credit services, credit risk management, credit enhancement, credit rating, asset management, financial technology, bond market services, credit asset trading, investment research, risk control solutions, corporate finance, financial derivatives, private investment, credit technology, data services, China capital markets, Shenzhen, debt financing, asset-backed securities, credit analysis