Centrum Housing Finance
Intends to provide hassle free service to its customers to acquire new houses or improve their existing houses.
| Date | Investors | Amount | Round |
|---|---|---|---|
| investor | €0.0 | round | |
* | $68.8m Valuation: $91.8m | Acquisition | |
| Total Funding | 000k | ||
| USD | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|
| Revenues | 0000 | 0000 | 0000 | 0000 | 0000 |
| % growth | - | 31 % | 42 % | 26 % | 39 % |
| EBITDA | 0000 | 0000 | 0000 | 0000 | 0000 |
| Profit | 0000 | 0000 | 0000 | 0000 | 0000 |
| EV | 0000 | 0000 | 0000 | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 | 0000 | 0000 | 0000 |
Source: Dealroom estimates
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Centrum Housing Finance Limited (CHFL) operates as a housing finance company within the broader Centrum Group, a diversified financial services entity in India. Established in 2016, CHFL focuses on providing long-term housing finance to lower and middle-income families, a segment often underserved by traditional lenders, particularly in tier 1, 2, and 3 cities. The company is registered with the National Housing Bank (NHB) and operates as a subsidiary of the publicly listed Centrum Capital Limited (CCL).
The company's business model centers on offering tailored financial products that combine traditional methods with technology to simplify access to credit for its target demographic. Revenue is generated through interest income from its portfolio of housing loans. This portfolio includes products such as home purchase and resale loans, home construction loans, improvement and extension loans, and loans against property. As of June 2025, the company managed assets worth approximately ₹1,640 crore, serving over 18,000 customers across about 100 locations.
CHFL has pursued growth through strategic acquisitions, such as the purchase of National Trust Housing Finance (Natrust) in December 2022 to expand its presence in the southern market. The firm also secured a significant equity infusion of ₹190 crores from a fund managed by Morgan Stanley in 2020. In a major corporate development, Centrum Capital signed an agreement in August 2025 to divest its stake in CHFL to Weaver Services, a company backed by investors including Gaja Capital, Premji Invest, and Lightspeed. This move is intended to facilitate further scaling of CHFL's operations.
Keywords: affordable housing finance, home loans, mortgage lending, lower and middle income families, financial inclusion, Indian housing market, National Housing Bank, home construction loans, loan against property, housing finance company, Centrum Capital, tier 2 cities, tier 3 cities, mortgage products, real estate finance, home improvement loans, asset management, financial services, housing credit, non-banking financial company