Carmichael Partners

Carmichael Partners is a mortgage company specializing in arranging private commercial mortgages through its network of investors. The firm provides an alternative to traditional banking by connecting private capital with borrowers who may not meet the strict credit policies of conventional lenders. This approach allows for a case-by-case assessment of loan proposals, focusing primarily on the value of the property offered as security, which facilitates faster approvals with less paperwork.

The company's business model is centered on representing investors who lend in private mortgage transactions. It enables private companies and high-net-worth individuals to invest directly into loans secured by first-ranking registered mortgages, offering access to lucrative investments. The target clients are individuals and businesses seeking finance for industrial, commercial, land, or development projects who may not qualify for mainstream options. The firm is led by Managing Director Michael Feehan and Partner Rocco Pennisi. Feehan has over 15 years of experience in the finance industry, including roles in retail and corporate banking and funds management. Pennisi has a 25-year background in leading residential, industrial, and modular construction projects across Australia and Southeast Asia.

Keywords: private commercial mortgages, property-backed lending, investor network, alternative financing, real estate finance, structured funding, development finance, land finance, non-bank lending, private lending, mortgage brokerage, investment-grade mortgages, real estate investment, commercial property loans, construction finance, property development funding, private capital, high-net-worth investors, asset-backed lending, fast loan approval