Capzest

Capzest operates as a fintech company specializing in providing quick access to funds through a data-driven lending platform. The company leverages data science to connect 10,000 data points per customer, creating a new kind of credit score that personalizes lending criteria in real-time. This approach allows for a more accurate assessment of creditworthiness, benefiting both borrowers and lenders. Capzest serves individual borrowers and small businesses, primarily in the financial services market. The business model revolves around offering loans through a network of financial partners, including banks and non-banking financial companies (NBFCs). Revenue is generated through interest on loans and service fees from financial partners. The platform features a simple online application process, no hidden charges, and live customer support, making it user-friendly and transparent. Customers can customize their loan terms, rates, and monthly payments to maximize savings and productivity. With over 115 million in capital lent and a 97% satisfaction rate, Capzest is committed to responsible lending and clear, upfront pricing.

Keywords: fintech, data-driven, credit score, personalized lending, quick loans, financial partners, online application, transparent pricing, customer support, productivity loans.