CapTex Bancshares, Inc.

The story of CapTex Bancshares isn't about building a disruptive fintech app; it's a narrative rooted in the tradition of Texas community banking, executed with a modern playbook. The journey begins not in a garage, but with the formation of a bank holding company in 2016 by a group of seasoned banking leaders, including Chairman and CEO George Lea and President Michael R. Thomas Jr. Their stated goal was to build a premier community banking franchise across Texas. The first major move came in October 2017, when CapTex acquired the First National Bank of Trenton, a community institution with a 116-year history. This wasn't just an acquisition; it was the foundation. The new entity was recapitalized and, in 2018, rebranded as CapTex Bank, signaling a new chapter for the historic institution. This strategy combined a century-old legacy of customer service with fresh capital and an expanded vision, growing to five branches across North Texas. For the next several years, CapTex focused on its core mission: serving individuals and growing businesses with a personal touch that larger banks often lack. By late 2024, the bank managed approximately $344 million in assets. The playbook's final chapter unfolded in early 2025. CapTex Bancshares announced it would be acquired by another community-focused institution, Community Bank Holdings of Texas, Inc. The deal, which closed in June 2025, represented a strategic union of two banks with shared values, creating a combined entity with approximately $1.7 billion in assets and a stronger presence in the fast-growing Texas market.