Bridge

Bridge, originating as Perspecteev in 2011, operates as a key European Open Banking platform. Founded in Paris, France by Joan Burkovic and Robin Dauzon, the company initially served the B2C application Bankin' before establishing Bridge as its distinct B2B brand. Burkovic's experience with Bankin', which amassed 5 million users, provided a robust foundation for Bridge's technically proficient payment and data services. The firm functions as a platform-as-a-service (PaaS), generating revenue through its API-based solutions that allow businesses to integrate financial services. In July 2022, Bridge secured a significant €20 million Series B funding round from Truffle Capital and Groupe BPCE, which is aimed at strengthening its market position in France and accelerating its European expansion.

The company's core business revolves around providing API-enabled payment initiation and bank data aggregation. Its client base includes over 500 businesses, ranging from e-commerce giants and software companies to fintechs and credit institutions, such as Cdiscount, Qonto, and Sage. For these clients, Bridge offers a suite of products designed to streamline financial operations. The "Bridge Pay" portfolio includes account-to-account payments, payment links via email or SMS, and bulk payment processing for invoices and salaries. On the data side, the platform facilitates services like IBAN-based identity verification to reduce fraud, solvency assessment through enriched data analysis, and automated bank reconciliation.

Bridge's technical infrastructure is built on RESTful APIs using standard protocols, ensuring straightforward integration for developers. The company became the first European fintech to receive payment institution accreditation from the ACPR for its payment initiation and banking information services. This regulatory compliance, combined with its established technology, positions Bridge as a trusted intermediary for secure access to banking data. The platform supports major e-commerce CMS like Shopify, Prestashop, and Woocommerce and serves various sectors including accounting, real estate, and human resources software.