Borderless
Fintech platform that empowers users to invest, save, and make payments across borders through a unified digital interface.
| Date | Investors | Amount | Round |
|---|---|---|---|
* | $2.3m | Early VC | |
| Total Funding | 000k | ||
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Borderless, formerly known as Stockal, provides a platform for affluent individuals in emerging markets to engage with the global economy. Founded in 2015 by Sitashwa Srivastava and Vinay Bharathwaj, the company facilitates cross-border investing and financial management. The firm's genesis lies in the founders' recognition that the global aspirations of their customers extended beyond just investments to include international education, travel, and healthcare.
The company's primary business revolves around enabling retail investors to open, own, and operate overseas investment accounts digitally, allowing them to invest in mature markets such as the United States. Its cross-border investing platform continues to operate under the established Stockal brand. Through this service, clients can invest in a wide array of international assets including over 8,500 US stocks and ETFs, curated portfolios known as "Stacks," and, for the first time for many, access to elite global hedge funds. Borderless also offers multi-currency accounts, powered by DBS Bank, allowing users to hold funds in six major global currencies to hedge against local currency depreciation and prepare for international expenses.
The business serves both individual retail investors and high-net-worth individuals, primarily through partnerships with over 100 financial institutions and fintech companies. This B2B2C model allows partner firms to offer international asset classes to their own customer base. Revenue is generated by facilitating these cross-border transactions and wealth management services. The platform is designed with end-to-end regulatory compliance and is insured by the US broking insurer, ensuring a secure environment for its users. As of mid-2025, Borderless manages over 160,000 global capital accounts and has processed transactions worth $2 billion across more than 18 countries.
Keywords: cross-border investing, international wealth management, retail investors, global finance, multi-currency account, US stock market access, fintech platform, financial services, emerging markets, portfolio diversification, Sitashwa Srivastava, Vinay Bharathwaj, Stockal, global savings, international payments, fractional investing, hedge fund access, financial technology, investment platform, global lifestyle, overseas education payment, wealthtech, digital brokerage