Borderless

Borderless is a financial technology platform that enables diaspora communities, particularly the African diaspora, to create and manage investment collectives. Founded by Joe Kinvi, a former growth lead at Stripe, the company was established in 2024 to address challenges in cross-border investing, such as currency mismatches and regulatory complexities. The launch of Borderless aims to build a bridge connecting Africans with the tools needed to co-invest in the continent's future.

The platform provides a unified infrastructure for community managers to onboard members, share investment opportunities, manage discussions, and track portfolio performance. It supports multi-currency transactions in over 10 currencies, facilitating seamless funding of assets for members regardless of their location. Initially, Borderless is focused on investment collectives for asset classes like venture capital, real estate, and SMEs in Africa. The company has plans to expand its features to support educational, professional, and philanthropic collectives in the future.

Based in London, United Kingdom, Borderless operates as a trading name of PLTFM Technologies Limited. It functions as an appointed representative of an FCA-regulated firm for its investment activities. The business model includes a tiered subscription service (Starter, Growth, and Enterprise) alongside a 5% transaction processing fee, catering to collectives of different sizes and stages of growth.

Keywords: diaspora investment, Africa-focused investment, investment collectives, community investing, cross-border payments, venture capital Africa, real estate Africa, SME funding, syndicate platform, financial technology, multi-currency wallets, portfolio management, impact investing, African diaspora, co-investing, emerging markets finance, community management software, investment syndication, global investment platform, diaspora capital