Bite

Bite provides dog liability insurance, a mandatory coverage in some German states, which protects owners from financial repercussions if their animal causes harm to third parties. In Germany, every dog owner is legally liable for damages their pet causes to others, a risk not covered by standard private liability insurance. Bite's insurance policies typically cover personal injury, property damage, and resulting financial losses.

The market for this type of insurance is significant, as dog bite claims can be costly, and standard homeowners or renters insurance may exclude certain breeds or have insufficient coverage limits. Some insurers may even refuse to cover homeowners with dogs that have a bite history. Dog liability insurance addresses this gap by covering medical expenses, legal fees, and other costs associated with a dog-related incident. The policies often include worldwide coverage and protection even when the dog is off-leash.

Keywords: dog liability insurance, pet insurance Germany, canine liability, animal insurance, third-party liability insurance, dog owner financial protection, mandatory dog insurance, personal injury dog, property damage dog, financial loss dog insurance, German insurance market