Biptap

Biptap is a financial technology company that provides a unified banking platform for both fiat and cryptocurrency assets. Founded in 2022 by Jonathan Low, Anbarivan N L, and Andy Prakash, the company is headquartered in Dubai with offices in the UK, Hong Kong, Romania, and Laos. Low, the CEO, is a Web3 advocate who, after a transformative three-year prison sentence in Thailand, envisioned a more accessible and private financial system. This experience shaped Biptap's mission to provide privacy-first banking solutions.

The company operates on an "Omnibank" model, aiming to consolidate traditional banking, digital wallets, and crypto exchanges into a single integrated ecosystem. This platform is designed for both individuals and businesses, allowing users to open and manage multiple bank accounts and wallets, including offshore accounts. Key services include global payment processing for crypto and fiat, virtual and physical debit cards, off-ramp services, and automated currency exchange. The platform supports multi-currency accounts, international transfers, and payroll management. For business clients, Biptap offers white-label solutions, enabling companies to launch their own banking apps and crypto integrations powered by Biptap's infrastructure.

Security is a core component of the platform, which utilizes advanced encryption, multi-signature options, and offshore status to ensure user privacy and data protection. As of early 2025, the company reported having over 200,000 users and processing more than $120 million in monthly transactions. Biptap secured $2 million in a pre-seed funding round in 2024 from investors including Web3 decentralized funds and other strategic partners.

Keywords: crypto banking, fiat and crypto, omnibank, offshore banking, decentralized finance, payment processing, blockchain banking, financial privacy, white-label banking, digital wallets, multi-currency accounts, global payments, crypto debit cards, fintech infrastructure, Web3 finance, payment gateways