Billink

Billink is a Dutch payment solutions provider specializing in post-purchase payments for e-commerce platforms. The company's primary service allows customers to order products online and pay for them up to 14 days after delivery, a model commonly known as "buy now, pay later" (BNPL). This service is available to both individual consumers (B2C) and business clients (B2B) in the Netherlands and Belgium.

For online retailers, Billink aims to increase conversion rates and customer satisfaction by offering a flexible payment option. The company claims a high acceptance rate for transactions and offers competitive pricing, with transaction fees starting from a low rate. This model shifts the credit risk from the merchant to Billink.

The revenue model is based on charging a fee to the webshops for each transaction processed through its system. By facilitating deferred payment, Billink enables consumers to receive and inspect goods before completing payment, which can reduce purchase friction and build trust.

Keywords: post-purchase payment, buy now pay later, e-commerce payments, Netherlands, Belgium, B2B payments, B2C payments, payment gateway, financial services, online retail