BillFloat

SmartBiz Loans is a leading AI-powered financing platform that connects small businesses with SBA (Small Business Administration) loans and bank term loans. The company operates in the financial services market, specifically targeting small business owners who need quick and flexible funding solutions. SmartBiz Loans simplifies the loan application process by conducting a soft credit pull initially, which does not affect the applicant's credit score. Once the application is in the funding process and matched with a suitable lender, a hard credit pull is conducted. The platform offers competitive interest rates ranging from 4.75% to 7.00% for SBA loans, with loan amounts up to $5 million. The business model revolves around facilitating the loan process for small businesses, making money through fees and interest rates associated with the loans. SmartBiz Loans serves a diverse range of small business clients, from startups to established enterprises, providing them with the capital needed to grow and succeed.

Keywords: AI-powered, SBA loans, bank term loans, small business, financing, flexible funding, competitive rates, soft credit pull, loan application, financial services.