Bankuish

Bankuish is a fintech startup that leverages work history and reputation data to generate a credit score that is accepted by banks. The company's primary mission is to help gig workers, who often struggle to access traditional financial services due to the irregular nature of their income, gain access to the financial products they need and deserve.

Bankuish operates in the financial services market, specifically targeting gig workers who are underserved by traditional banking systems. These workers often face difficulties in accessing financial products such as auto financing, insurance, credit cards, and car loans due to the lack of consistent income data. Bankuish addresses this issue by translating the gig worker's work history and reputation into a credit score that banks can understand and use.

The business model of Bankuish revolves around data. The company collects work history and reputation data from gig workers, processes this data to generate a credit score, and then provides this score to banks and other financial service providers. This allows these institutions to make informed decisions about the financial products they offer to gig workers.

Bankuish makes money by partnering with banks and financial service providers who use the credit scores generated by Bankuish to offer financial products to gig workers. The company also offers a range of services to gig workers to help them understand and improve their credit score, such as tracking their progress and offering mini-courses.

Keywords: Fintech, Credit Score, Gig Workers, Financial Services, Data, Work History, Reputation, Banks, Financial Products, Underwriting.