Bank Orange

Orange Credit Union, operating under the name Bank Orange, is a customer-owned financial institution based in Orange, New South Wales, Australia. Established in 1964 as the Email Employees (Orange) Credit Union, it was initially formed to serve employees of the local Email Limited factory. The institution has since expanded to serve the wider community in Orange and the Central West region. In 2016, it rebranded its trading name to Bank Orange to better reflect its comprehensive range of banking products, though it remains a credit union in its legal structure.

As a mutual entity, Bank Orange is owned by its members rather than external shareholders. This structure dictates its business model, where profits are reinvested back into the institution to benefit members through competitive rates, lower fees, improved services, and community support initiatives. It offers a full suite of personal and business banking products, including savings and transaction accounts, term deposits, personal loans, car loans, home loans, and credit cards. Additionally, it provides business banking solutions, financial planning services, and various insurance products. The institution operates a physical branch in Orange and provides digital banking services through its website and mobile app, catering to both individual retail customers and local businesses within its geographical area of operation.

Keywords: credit union, mutual banking, personal finance, home loans, community banking, regional finance, financial services, business banking, investment, insurance