Bambus
Provides a one-stop solution for real estate owners to access liquidity without having to sell their property.
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | investor | €0.0 | round |
| N/A | €0.0 | round | |
| investor investor investor investor | €0.0 | round | |
* | €1.0m | Seed | |
| Total Funding | 000k | ||
| USD | 2020 | 2021 | 2023 |
|---|---|---|---|
| Revenues | 0000 | 0000 | 0000 |
| % growth | - | 25 % | - |
| EBITDA | 0000 | 0000 | 0000 |
| Profit | 0000 | 0000 | 0000 |
| EV | 0000 | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 | 0000 |
Source: Dealroom estimates
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Bambus Immobilien GmbH, operating as bambus.io, is a financial technology company that provides homeowners with a way to access liquidity from their real estate assets without selling their property entirely. The company was founded in 2017 by Franz Hoerhager and Patrick Wollner, with Sebastian Pfisterer later joining as a co-founder and Chief Operating Officer. Hoerhager, the CEO, has a background in finance with experience at firms like Macquarie Group and Goldman Sachs. The company, with offices in Germany and Austria, was established to address the problem of wealthy property owners having significant capital tied up in illiquid real estate.
The core of Bambus's business is the partial sale of real estate. Homeowners can sell up to 50% of their property to Bambus, receiving an immediate cash payment for the sold portion. This model allows the owner to unlock equity while retaining the right to live in the property for life, a right which is secured in the land register. For the portion of the house it acquires, Bambus becomes a silent co-owner and charges the homeowner a defined usage fee. The business model generates revenue through these usage fees and an additional fee when the contract is terminated.
Clients are primarily homeowners in Austria and Germany who require liquidity for various reasons—such as investments, renovations, or managing living costs—but do not wish to sell their homes or take on traditional debt. Bambus positions its service as an alternative that fills the gap between a full sale and a bank loan, particularly for an older demographic that may face challenges securing credit. The homeowner maintains flexibility with two primary options to end the partnership: they can repurchase the share sold to Bambus at any time after an initial period, or they can decide to sell the entire property on the market in conjunction with the company. This option also extends to the owner's heirs.
Keywords: real estate equity, partial home sale, property co-ownership, home equity release, financial liquidity, proptech, real estate financing, home equity investment, sale-and-leaseback alternative, property wealth, asset diversification, home value access, homeowner liquidity, residential property, Austrian proptech, German proptech, lifetime residency, home repurchase option, real estate asset management, silent partner real estate