Avista

Avista

Electric and natural gas utility for the US.

HQ location
Bogotá, Colombia
Website
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$10.0m

Debt
Total Funding000k
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Avista is a Colombian fintech company founded in 2019 that provides digital financing services. The company specializes in offering payroll-deductible loans to pensioners, teachers, and police officers, including those who may be reported in credit bureaus or lack a substantial credit history.

The firm's business model is centered on financial inclusion, utilizing data and technology to offer credit access to underserved populations in Colombia. Clients can apply for loans of up to $140 million pesos entirely through a digital process, avoiding physical paperwork and queues. The loans are structured as "libranza" or payroll deduction loans, providing a secure repayment mechanism for the company. Avista has a broad national coverage and has raised significant capital through debt financing to support its lending operations.

Keywords: digital financing, payroll loans, consumer finance, fintech, financial inclusion, personal loans, credit access, Colombian market, pensioner loans, online lending

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