Archa

Archa is a financial technology company that provides a smart business credit card and spend management platform for businesses in Australia. The company targets high-growth businesses and startups, offering them a corporate card without the need for a personal guarantee, which is a significant differentiator from traditional corporate credit cards.

Archa's business model is centered around its credit card and spend management platform. The company generates revenue through interchange fees on card transactions and potentially through subscription fees for its platform, which offers various features to help businesses manage their expenses. The platform allows for real-time tracking of spending, receipt capture, and integration with accounting software like Xero, which automates expense reporting and reconciliation. This helps businesses to streamline their financial operations and gain better control over their spending.

Keywords: corporate cards, spend management, expense tracking, accounting integration, business finance, Australian fintech, credit card, financial technology, B2B, SaaS