AnyPay

AnyPay provides a digital salary payment system for businesses in Japan, enabling employees to receive their pay across multiple accounts, including bank accounts, securities accounts, and digital wallets. The platform allows employees to split their salary into a maximum of five different accounts, offering greater flexibility in managing their finances for expenses like loan payments, investments, and daily digital money usage. The service is designed to address the growing demand for diverse payment options and supports the digital money payroll system that came into effect in Japan in April 2023.

The company's business model, for which it holds a patent, revolves around a system that registers the salary claims of employees and facilitates recurring payments to various destinations. For corporate clients, AnyPay positions its service as a modern employee benefit that can improve administrative efficiency, reduce fees associated with bank transfers, and enhance convenience for all workers, including foreign employees who may face challenges opening traditional bank accounts. The service is offered to businesses starting at a monthly fee of 10,000 JPY, with pricing varying based on the number of users.

Historically, AnyPay has been involved in various fintech ventures. Founded in 2016, the company initially launched services like "paymo," a bill-splitting application, and "paymo biz," an online payment service for small businesses. It also engaged in ICO consulting and made investments in the fintech and sharing economy sectors, including in Indian companies like Instamojo and Drivezy. The company was co-founded by CEO Shinji Kimura, who previously led the content aggregator Gunosy. Over time, AnyPay has shifted its focus, discontinuing its "paymo" app in 2018 to concentrate on other business areas, including a joint venture in the blockchain space with Gunosy.

Keywords: digital salary payment, payroll services, fintech Japan, employee payment solutions, multiple account payroll, digital wallet payroll, employee benefits, payroll system, salary distribution, financial wellness, payment flexibility, payroll innovation, corporate payment services, earned wage access, digital payroll, salary management, Japanese fintech, employee financial tools, payroll processing, business payment solutions