American Heritage Credit Union

American Heritage Credit Union is a member-owned financial cooperative serving the Philadelphia community and surrounding areas. Unlike traditional banks, which are for-profit entities, American Heritage operates as a not-for-profit organization, meaning it reinvests profits back into member services. The credit union provides a wide range of financial products, including savings accounts, loans, and financial education programs, tailored to meet the needs of its members. It serves individuals and families looking for competitive rates and personalized service. The business model focuses on community involvement and member satisfaction, generating revenue through interest on loans and fee income. American Heritage is recognized for its commitment to financial literacy and community outreach, actively engaging in local events and initiatives. The credit union has been acknowledged by Forbes and The Philadelphia Business Journal for its excellence in service and workplace environment. Keywords: credit union, Philadelphia, member-owned, savings, loans, financial education, community-focused, not-for-profit, financial literacy, personalized service.