Agora

Agora Financial Technologies LLC operates in the financial technology sector, providing modular banking solutions designed to enhance and modernize legacy core banking systems. The company serves banks, credit unions, and financial institutions looking to build next-generation banking products and features without the need for extensive integration with existing systems. Agora's business model revolves around offering a fully prebuilt, white-labeled platform that allows financial institutions to launch new market segments or customer-focused products quickly and efficiently. The company generates revenue through licensing fees for its platform and additional service charges for customization and support. Agora's solutions include real-time expense management tools, digital-first product stacks, and features aimed at promoting financial responsibility among teens, with parents receiving notifications to monitor and manage their children's spending. The market Agora operates in is highly competitive, focusing on digital transformation within the banking industry. By leveraging partnerships with FDIC-member banks, Agora ensures compliance and security for its clients.

Keywords: modular banking, legacy systems, digital-first, financial technology, white-labeled solutions, real-time expense management, financial institutions, teen banking, FDIC compliance, digital transformation.